Call Us: 855-472-4298 - E-Mail: info@tbabenefits.com

Group Benefits.

Group Benefits and group insurance just got easier. Just call us at 1-855-472-4298, give us your name and we will take it from there!

Each of our clients is assigned a Principal with a vested interest in the success of our relationship and the servicing of your account, an Account Manager positioned as the focal point for all service issues and Account Coordinator to ensure the proper relationship, transition, paperwork & documentation.

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Our Expertise

Backed by a dedicated team of professionals with an average of 15 years of experience in account management, health insurance and risk management, Trinity Benefit Advisors has made significance investments in technology and training to provide our clientele with the support they need to manage the changing healthcare landscape.   Each account we work with is assigned a Principal, a dedicated Account Manager, and a team of staff who is expected to support every client regardless of assignment.

Affordable Care Act Analysis

We recognized in 2010 when the Patient Protection and Affordable Care Act was passed that organizations required a detailed review on the legislation and the impact of the bill on their organization.   By focusing on these specifics, we have been able to help client’s better understand the law from both the employer and employee perspective.   Organizations can count on our team to give the most current and accurate information possible.

Some of the services we can provide are:

  • Applicable Large Group Review-  This process will help determine if you are considered an Applicable Large Employer and are subject to “pay or play” requirements.
  • Penalty Review- This process will help the employer understand the penalty liability to either comply or not comply with the legislation of the ACA.
  • Notice Review- Trinity Benefit Advisors will work as a team to ensure the proper notices are given to employees during the correct times of the plan year.
  • Tracking and Technology Analysis- This process helps identify if an organization has the proper tools to help track their responsibility under the ACA.

Technology and Benefit Administration Systems

Clients often require the detailed analysis to determine if their benefit administration systems or payroll systems have the capability required to help optimize the administration of benefit programs.  The experts at Trinity Benefit Advisors can help lead the way to determine if your internal technology will provide the efficiency that is required to help drive improve results within your organization.   This same review will also help provide our team the insight necessary to determine if your organization will be able to meet the reporting requirements under the Affordable care Act.

Private Exchanges and Self-Funding

As the Affordable Care Act begins to be fully implemented, Trinity Benefit Advisors is working with our clients to explore alternative strategies to assist organizations in optimizing their healthcare expenditures.  These strategies are the types of innovation our clients will require in the challenging times ahead.

Some of these more complex strategies include:

Private Exchanges:   Working in conjunction with a carrier specific or software specific buying platform, the Trinity Benefit Advisors team will provide the analysis to your organization on your ability to create your own Private Exchanges.   These Private Exchanges, often combined with a Defined Contribution healthcare compensation model, allow your organization to provide employees with the tools to empower each staff member to make the best healthcare decision specific to their family.

Self-Funding:  Undoubtedly the taxes and fees of the Affordable Care Act will drive many employers in the 40-150 employee range into exploring self-funding.   In the past, clients were fearful of self-funding due to the unpredictability of cash flow and or unexpected claims.   Today, the programs and products available make self-funding a real possibility for an organization that is looking to create a culture of wellness, cost management and consumerism.

Compliance

Organizations often struggle with keeping themselves current and up to date on the correct and proper requirements centered around compliance.   In the future, compliance is expected to become an even greater emphasis as the employer is tasked with ensuing all employees are informed of their legal rights under employer sponsored coverage.   Furthermore, the Federal Government is expecting employers to accurately provide employees with notices and information which have become annual requirements for employers.   The team at Trinity Benefit Advisors closely follows the latest updates from the Department of Labor, Health and Human Services, and the United States Treasury Department.

Service and Commitment

Trinity Benefit Advisors makes the commitment to each and every client that our team will work as hard as possible to provide the service your organization expects and requires.   Each organization is provided multiple levels of support: a Principal assigned to every account, Account Manager for day to day operations, and a Service Coordinator for the administrative support.   Employers can call our toll free support line at 855-472-4298 for assistance with their claims, benefit questions, and to help provide any guidance necessary.

Wellness

Trinity Benefit Advisors will help your organization develop a wellness strategy that addresses culture, demographics, and claims experience.  This becomes a meaningful platform for improving employee health while also impacting claims experience over the long term.   From smoking cessation programs to biometric screening, employers can expect Trinity Benefit Advisors to provide them with the resources to create a meaningful, results-driven program.

Voluntary Benefits

To help increase and improve core-benefit offerings, employers have begun to provide many benefits on a voluntary basis. This allows employees to pick and choose among options and pay for the ones they want and can afford.  The offering of voluntary benefits provides employees access to various types of insurance coverage, typically with less underwriting requirements and at group rates that are lower than individual rating.   Voluntary benefits can offer added financial security to employees with no direct costs incurred by employers.

Some of the available coverage options include:

  • Dental
  • Life and AD&D Insurance
  • Long-Term Disability
  • Short Term Disability
  • Accident
  • Cancer
  • Critical Illness
  • Hospital Confinement Indemnity “Gap”
  • Vision
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